The great feature of IRCTC
Booking railway tickets is a big task in itself. Especially when you are from UP Bihar and you have to go home during the festive season. Most of us rely on Tatkal tickets on such occasions, but during the booking itself, it takes so much time in the payment that the entire seat is finished. To avoid this problem, there is also a facility after the railway, under which you can book tickets without paying and later pay when you get the time.
Many people will not know about this facility of the railway. Now for booking tickets and later payment, a partnership between IRCTC and Arthashastra Fintech Private Limited for the e-Pay later (ePaLater) project has been done so that passengers traveling by rail can book tickets without paying and later get comfortable Can give money
If you want to take advantage of this facility while booking tickets from the IRCTC website, you will get many options including internet banking for payment. Out of these, you will also see the option of pay on delivery / PayLater at number 7, although tickets booked through it will be delivered to your home.
After clicking on it, you will get the option of an e-pay letter. By clicking on it you can book tickets without paying. A ticket will arrive at your address within 24 hours of booking. At the same time, if you do not make the payment in 14 days, then your account will be blocked and action can also be taken against you.
At the same time, under this facility, customers will have to pay a service charge of 3.5 percent, while if you pay after 14 days, then you will also have to pay interest. Apart from this, if you pay within the stipulated time i.e. 14 days, then your credit limit will also be increased.
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